Utpal Chakraborty Head of Artificial Intelligence, Chief Data Scientist

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AnalyticsBig DataJavaMachine LearningNLPProject ManagementSoftware Architect

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Utpal Chakraborty

Mobile: +91 9920576748 / 9833831635

Email: [email protected], [email protected]




An eminent Data Scientist and AI researcher, strategist and thought leader having 21 years of industry experience, including working as a Principal Architect in L&T Infotech, IBM, Capgemini and other MNCs in his past assignments. At the moment Heading of Artificial Intelligence at YES BANK. A well-known speaker and writer on Artificial Intelligence, IoT, Agile & Lean speaking at conferences around the world. His recent research on machine learning titled “Layered Approximation for Deep Neural Networks” has been appreciated in different conferences, institutions and universities.

Core competency includes Architecting, Designing, Project & Delivery Management, Leading and mentoring medium to large size development teams across Banking & Financial Manufacturing, Automotive & Airline domains. An Expert in Data Science, Machine Learning, Deep Learning, Advanced Analytics and other cutting edge AI & Cognitive and digital technologies. A Cognitive Cyber Security Expert  and advisor to CISO. 7+years in Artificial Intelligence & Digital – covering AI & Cognitive, cloud development, Big data and Analytics. Solid grasp of AI, Cognitive, Microservices, Containerization, DevOps, Big Data and Agile practice. Award winning technologist able to nurture and turn around development teams, hands on whilst facing executive business audience. Driven to achieve and proven results in multi-cultural environment. Onsite experience in USA, Europe, Middle East.

Technical Summary:

Artificial Intelligence (NLP, Machine Learning, Deep Learning, Neural Networks, Python, Sklearn, Tensorflow, IBM Watson, Other AI tools, Microservices Architecture, AWS (AI, Lambda, Cloud), Azure, Docker, DevOps, CI/CD, Java / J2EE, Spring (MVC, Boot, Cloud etc.), Mobile, Big Data – Hadoop Ecosystem, Optimization / performance tuning, Agile, Lean, Design Thinking, Cyber Security & Defense

Conference Speaking:

Addressed 50+ AI Conferences across the globe as a Speaker, Key Note Speaker. Conducted 20+ Workshops on Machine Learning, Deep Learning, Cyber Security, Agile & Lean in premier Engineering Colleges, premier Management Colleges and Universities.

Publications & Articles:

Published 50+ articles on AI, Machine Learning and Agile in many different premier platforms worldwide. Two book titled “Industry Adoption of Artificial Intelligence” and “Artificial Intelligence and the Forth Industrial Revolution” are under development.

Mentoring AI Startups, Premier Tech Colleges, Universities: Mentored more than 10 Tech startups at different stages. Helped and mentored IITs, IIMs and University on their research in Machine Learning, Deep Learning, Computer Vision and cognitive studies. Helped Industry analysts on different surveys and played advisory roles.


Work Experience

Head of Artificial Intelligence                                 till date

Fabricating overall strategy and vision for Artificial Intelligence in YES BANK
Managing and delivering the entire AI Business Unit and leading all AI initiatives across different verticals of the Bank
Reviewing and contributing to the overall Digital Strategy of the Bank and selection of the disruptive technologies for different initiatives
Migration strategy of legacy and old enterprise applications to NewGen technologies
Identifying areas where cognitive technologies can bring value additions in different banking verticals
Complete accountability of architecting, designing & developing of YES AI framework
An advisor to Cyber Security team & CISO as a Cognitive Cyber Security expert
Identifying and implementing AI use cases from different banking services
Planning AI and other cognitive Trainings, Workshops, Hackathons, Datathons and Sociothons for the different teams, business stakeholders, IITs, Universities etc.
Helping partners in reviewing their Digital Technology landscape, helping them in different digital roadmap
Conducting project reviews, lead the action plan execution and reporting
Designed & developed applications in the areas of Unstructured Documents Processing, Application Predictive Maintenance using Machine Learning, Chat Bots & Bot Platform, Face Recognition, Text Mining using Machine Learning and Deep Learning techniques, Sentiment Analysis, Email Classification, Prediction Engines, Object & Speech Recognition using techniques like Recurrent Neural Network (RNN), LSTM (Long Short Term Memory) for time series data, Convolutional Neural Networks (CNN) and other Deep Learning techniques etc.
Executing the AI & ML projects in Agile development framework
Providing architectural solution of complex enterprise applications which includes Artificial Intelligent components
Managing relationship with the partner vendors, their resources etc.
Running an AI innovation unit initiative spanning all different verticals
Managing a team of Data Scientists, Architects and AI Developers

PrincipalArchitect (Artificial Intelligent & Cognitive)         05/17
Larsen & Toubro Infotech Ltd.

Conceptualized, Designed & developed MASAIC AI framework
Designed & architected applications in the areas of Unstructured Data Extraction, Image Recognition, ChatBot and Transactional Bot solutions, Sentiment Analysis, Email Classification, Prediction Engines, Object & Speech Recognition using techniques like Recurrent Neural Network (RNN), Convolutional Neural Networks (CNN) and other Deep Learning techniques etc.
Full SDLC, Requirement Analysis, Sizing, Architecting and execution of the projects in Agile Sprints
Providing architectural solution of complex enterprise applications which includes Artificial Intelligent components
Managing a large team of Data Scientists, Developers and analysts
Delivery responsibility of all major customer initiatives of the entire Digital vertical
Conducting project reviews with senior leadership and with customer and other stakeholders
Consulting and Advisory function on Cognitive Cyber Security, Cyber Defense using Machine Learning Tools

40% reduction of cost of L1 support with self-learning intelligent AI Chatbot for a large financial institution
70% reduction of unstructured document processing cost of a large bank by implementing custom artificial intelligence solution for extracting entities from unstructured documents of various templates
Automation of a large auto-insurance firm using Machine Learning & Deep Learning techniques leveraging Cognitive Claim solution platform
Developed intelligent solutions to automate Trade Finance & Financial Crime using Machine Learning and Deep Learning
Technologies: Natural Language Processing (Stanford NLP, NLTK), Machine Learning, Recurrent Neural Network (RNN), Convolutional Neural Networks (CNN) and other Deep Learning techniques from TensorFlow, Scikit Learn, Pandas etc. packages;  Microservices, Python, R, Big Data, Analytics, Java, ESB, RPA, BPM & OCR Tools, Draktrace Antigena (Enterprise Immune System), IBM QRadar, Cognito



Principal Technical Architect (Delivery Manager) – Artificial Intelligence 08/14 to 05/17

Firmenich Aromatics Pvt. Ltd.

Designing & architecting of all critical new developments in Artificial Intelligence & Cognitive
Fabricating application digital road map 2020 for the entire organization
Coding critical components, POCs and testing
Managing a large team of 70 FTEs developers, architects and testers

Successful fabrication of digital roadmap of the organization within a very short span
40% of the applications digitalized as per roadmap 2020
Automating many manual processes across the application landscape with Robotic Process Automation (RPA) and Artificial Intelligence & Machine Learning
Technologies: Natural Language Processing, Machine Learning, IBM Watson, Hadoop, Analytics, Microservices, Spring Boot, RPA tools, Ext JS, AWS, Android, iOS.



Lead Solution Architect (SDM) 10/07 to 08/14

Capgemini Consulting India Ltd.

Architecting and architectural reviews
Leading a large team of architects, full SDLC, solution and technical architecture
Managing a team of developers & architects
Code development & testing

Three multimillion enterprise applications designed, developed & delivered successfully for an automobile giant
Awarded as a star performer for saving huge cost of operation of a large manufacturing company
Technologies: NLP, Machine Learning, J2EE, Microservices, Spring, ORM, WebServices, SOA, ESB, AWS


Banking & Financial

Technical Architect (Technical Manager)
01/06 to 10/07

Tech Mahindra Satyam Ltd.

Solution Design & architecting
Development & testing

Awarded for transition management & offshoring a big account
Technologies: Java, J2EE, ORM, SOA, ESB, Oracle, Rational Rose


Banking & Financial

Technical Architect
05/04 to 01/06

IBM Global Services India Ltd.

Application designing & architecting
Mentoring and training entire team
Development & testing

2 critical enterprise applications designed and delivered as an Architect/Lead
Lead a large team of architects & developers for a large WebSphere project
Technologies: J2EE, Struts, SOA, Oracle, Rational Rose


Banking & Financial

Technical Architect
07/03 to 05/04

Kanbay Software Ltd. (now Capgemini)

Full SDLC, leading software development teams
Developed critical components of a Banking Framework

Awarded and received client appreciations as a Star performer
Technologies: Java, Oracle, Struts



Lead Software Engineer
03/03 to 06/03

Sobha Renaissance Information Technology Pvt. Ltd.

Lead Software Engineer
11/98 to 03/03

Computer Process and Technologies Pvt. Ltd.

Expertise summary

Project & Delivery Management, Software Development, Artificial Intelligence & Cognitive (NLP, Machine Learning, Deep Learning), Project Management, JAVA/J2EE Designing & Solution Architecting, Agile Methodology, Design Thinking, DevOps, QMS, CMMI, ITSM, ITIL, Cloud

Domain summary

Banking & Financial – Retail & Corporate, Cards, Credit / Wealth / Cash / Collateral Management, Trade, Limits & Exposure, Mortgage, Lending (CITI Corp, Marsh, HSBC, HouseHold Inc., Morgan Stanley, few other European Banks, YES Bank)
Automobile (General Motors, Honda)
Insurance (Marsh, Gallagher)
Aviation (Heathrow Airport)
Production (TUV Rheinland)
Chemical Research & Development (Firmenich)

Training/Workshop Conducted

AI & Machine Learning, Deep Learning using, TensorFlow, Microservices Architecture, Spring Boot, Docker, Wercker, Cloud Foundry, AWS, IoT, Agile Methodology, Design Thinking.

Technology breakdown

NLP, Machine Learning, Deep Learning, Neural Networks, Python, Sklearn, Tensorflow, IBM Watson, Microsoft Azure Cognitive Services, Bot Framework, Other AI & ChatBot tools, Cognitive Cyber Security, Draktrace Antigena (Enterprise Immune System), IBM QRadar, Cognito
JAVA, J2EE, .Net Framework, .NET Core.
UML, Rational Rose, TogetherJ, SDLC, OOAD, RUP Agile, Scrum and Lean.
Natural Language Processing(NLP), Machine Learning(ML), Deep Learning, Neural Network, Recurrent Neural Network (RNN), Convolutional Neural Networks (CNN), Deep Learning, (numpy, pandas, NLTK, sklearn, TensorFlow, etc.)
IBM Watson, Google, Microsoft Cortana, Azure, Text & Voice Chatbot solutions, AWS AI solutions.
TomCat, BEA Web Logic, IBM Web Sphere, Visual Age for Java, WSAD, RAD, Eclipse, Netbeans7.3, ANT, JBuilder, Jboss.
Enterprise Architecting(TOGAF), Java/J2EE Solution Architecture, Microservices Architecture, Struts Framework, MVC, Spring Boot & Spring Cloud, OAuth2, Web Services (SOAP & Restful) SOA, GRAILS Framework, Groovy, Android, Cloud Computing, PaaS, AWS Cloud, Bluemix, Docker, Cloud Foundry.
ORACLE, MS SQL Server, DB2, MS Access, Hibernate, ibatis, BigData, Hadoop, Oracle Enterprise R, Open Source R (Fundamental)
iOS, Android, eWallet, mWallet, encryption standards like PKI, Hashing, PCI –DSS, SSL encryption
JVM / Garbage Collector / Application / Database Performance Tuning.
Chef, puppet
MS Project, JIRA, PVCS, CVS, SVN, Visual Source Safe, Rational Clear Case, GIT, MAVEN, Team Site, C-Project, Filenet, Documentum, ITSM, Clarity.
HTML, DHTML, XML, CSS, JavaScript, MS-FrontPage, jQuery, EXTJS, PHP, ASP, JSP, AJAX, Word Press, MS Web Publisher, DreamWeaver.
jUnit/Moking Testing, Functional Testing, Usability testing, UAT, Performance Testing (Load Runner, JMeter), Security Testing, Interface Testing, Test Manager, QTP, Selenium.
Estimation (Use Case Point Analysis, Function Point Analysis, Story Point Estimation), Proposal Preparation, Pre-Sales (RFI, RFP), Project Planning, Tracking, Resource Management, Project Execution, Client Interaction, Agile, Scrum,  Lean, Design Thinking, QMS, CMMI, ITIL processes, Change Management, Incident Management, Release Management, BlockPoint Management, Virtual Tollgates, ITSM.
TCP/IP, Windows NT, Windows X Servers, IIS, Proxy, Transaction, Exchange servers.
UNIX, LINUX, AIX 5.1 & 5.3, Windows X, Mainframe
Familiar With:

SharePoint, Service Now, C, C++, ASP, VB, .NET, CGI, Perl, PHP, BI, Remedy, Cognos, Bootstrap, Python, Scikit learn, Tensorflow, LIMS, Hadoop, R.


ITIL, Web Master, Lean & Kanban Certified, Agile, GM Certified Change Management, Release Management Expert. GM Certified ITSM Expert.

Training attended

Python, Machine Learning, Deep Learning, Neural Network, Leadership Program, Digital Transformation, Design Thinking, Transition Management, Project Management, PMP Preparatory, CMMI, ITIL, Java/J2EE, ITSM, Change Management, Release Management, Incident Management, Configuration Management, ITSM,Six-Sigma Lean.


B.Sc. (Physics& Electronics) – 1st Class in top 6th position
Pursuing MCM Pune University

Hobbies & Interests

Love swatting up on tech, being a geek, having a family and being an addict to learning and application of skills acquired. Also dab hand at cooking.

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Key Note Speaker on Conferences:

An eminent speaker on Artificial Intelligence, Agile & Six-Sigma Lean, Kanban in worldwide conferences

UAE Digital Economy Summit 2018, under the patronage of Govt. of UAE.

Finners City Conference, Shanghai, China

Indian Institute of Management (IIM), Calcutta

Artificial Intelligence & Machine Learning Conference 2018, Florida, USA

“IIT Bombay on Artificial Intelligence, TechFest 2017”, Asia’s largest Technology Festival

“Agile Business Conference, Moscow, Russia”

“Journee Agile Conference 2017”, Brussels, Belgium.

“Agilia Conference 2017”, Olomouc, Czech Republic.

“Agile Conference 2016”, Sarajevo, Bosnia.

“Lean Agile System Thinking Conference 2017”, Melbourne, Australia.

“Lean Kanban India Global Conference 2016”, Bangalore, India.

“Agile Global Conference Gurgaon 2016”, New Delhi, India.

“IIT Delhi Artificial Intelligence Conclave” organized by Times Group

“Customer Experience Conference, CX Conclave 2017”

“Chief Guest at National Institute of Technologies, Trichy” on Artificial Intelligence

“Chief Guest at Rizvi Institute of Management & Research” on their Annual Day on Artificial Intelligence

Special Guest at “Directors’ Conclave 2018” arranged by Institute of Directors

HPE C4IO Conclave 2018 (HP & Intel), Chandigarh

Data Decode

BFSI CTO Summit 2018, Goa

BFSI Award

XIMB, Bhubaneswar, Envision 2018

Symbiosis Institute of Telecom Management, Communique’18


ACTE Regional Conference

Data Science Congress 2018, Mumbai (My workshop on deep learning on 29th May 2018) (CXOs Data Night on 30th May 2018)

Robotic Process Automation (RPA) Conference 2018, Mumbai (8th June 2018)

“The Associated Chambers of Commerce & Industry of India,
Advance Artificial Intelligence for Growth”
Texila Conference on 11th July.
Global Youth Economic Summit, Mumbai
Smart Card Expo 2018
IoT Summit 2018

CX Conclave 2018, Mumbai

World AI Show

Intelligent Automation Asia, Singapore

Manipal University, Jaipur

IIM, Amritsar

and many more…

Keynote Speaker at Upcoming Conferences:

Intelligent Automation Asia 2019, Singapore

Cognitive Automation 2019, Berlin, Germany

FINTEX Middle East conference, UAE

Future Retail Banking Summit 2019, Malaysia, Kolalampur

Quantitative Analytics Conference, Singapore

IIT Kanpur, Industry 4.0 Summit

Research Topic: “Layered Approximation for Deep Neural Networks”:
Designing, Training and Testing a Deep Neural Network for a particular business or scientific or a real-world requirement is always a challenge and does not guarantee that it will always provide the desired level of accuracy for different data sets. As the deep network grows in size and depth the complexity becomes almost unmanageable.
Also, their hyper parameter tuning becomes more and more complex and tedious. All these challenges comes from the very fundamental principles on which Neural Network is based on, the Back Propagation.
Proposed approach named “Layered Approximation” is a design principle which can be applied to a deep neural network during its design which can address some of the Training & Testing challenges to a great extent.
With Layered Approximation design approach applied to a Deep Neural Network, the requirement of huge training data and huge computational power can also be addressed to certain extent and thus the reduction in training time and testing complexities.



Artificial Intelligence : A Race, Startups versus Tech Giants
Layered Approximation for Deep Neural Networks
An out of the box implementation of Agile & Lean(Presented in Agile conferences worldwide)
Agile & Lean Governance (Presented in Agile conferences worldwide)
Microservices Architecture Simplified (Appreciated by Gartner)
Simplified Microservices Architecture for Shopping Sites
A Commendatory Model for Agile Delivery
Factory Delivery Model for Captive


AI Superpower : The Leaders and the Contenders (Published in 8 platforms worldwide in different languages)

How Artificial Intelligence is transforming BFSI Sector

Moving away from a Deterministic to a Probabilistic approach in Cyber Security using AI
Silent Features of “NITI Aayog’s National Strategy for Artificial Intelligence”
Journey of a Digital Traveller
Don’t Underestimate the power of an AI Chatbot
Moving away from Deterministic to Probabilistic approach in Cyber Security
Artificial Neural Network vs. Human Centre of Cognition
The Dark Net: Epicenter of all your Cyber Security Threats
Artificial Intelligence in FIFA World Cup Football 2018
We should Leverage Artificial Intelligence for Revolutionizing our Healthcare and Medicine

Impact of Modern Automation on Employment
( )

Artificial Intelligence (AI) Winter Is Over :  CIOs & CTOs ready to put AI at the top of their strategies
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How a Country can be Transformed using Artificial Intelligence
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Top 100 Business Use Cases of Artificial Intelligence & Cognitive
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Industry Adoption of Cognitive & Artificial Intelligence ( )
Artificial Intelligence: A Race, Startups versus Tech Giants ( )
Hybridizing Agile With Lean: For Government Enterprises ( )
Solving the Problems of the Developing Countries with Technology & Methodology
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