Metals Credit Analyst (1 Year Contract) Contract

The Credit Analyst, who reports directly to Metals Credit Lead, is responsible for:

Data Management and Process Enhancement

• Participate in discussion for continuous improvement in data structure and data quality for the credit team
• Work with the data team to assist in credit data ingestion and transformation to centralized database
• Contribute in the functionality review and design of existing and new credit dashboards

Portfolio Management and Credit Monitoring

• Perform annual credit reviews for existing counterparties in the portfolio
• Maintain counterparty limit and review exposure to ensure accuracy of credit risk reporting
• Monitor industry and counterparty news for any notable credit events

Credit Risk Analysis and Transaction Recommendation

• Conduct financial spreading and financial analysis for current and prospective counterparties.
• Assist in identifying credit risk in trades and facilitate credit risk discussion with business teams (e.g. traders, business development, structuring and origination)
• Prepare recommendations and credit memos for transaction approvals

This is an exciting role for candidates who wish to gain a holistic view of credit risk management, especially on credit governance process and portfolio management, in a fast moving environment. Relevant on the job training will be provided during the onboarding stage to ensure smooth transition to the role.

Required Experience:

• Bachelors degree in any disclipine from a recognized university
• Minimum 3 – 5 years of relevant work experience
• Prior experience working in banks or commodity traders an advantage but not essential
• Intellectually curious, eager to constantly learn and improve
• Proactive in communications and have a strong sense of responsibility
• Strong interest in data management & analytics, and its application in credit risk management
• Comfortable working with numbers and large volume of data, proficient in Excel and/or Tableau
• Basic understanding of programming concept, proficient in any programming language an advantage but not essential
• Good understanding of accounting concepts and financial statement analysis
• Knowledge of an additional language (other than English) an advantage but not essential as you will get to work with people from different cultures and backgrounds.