We’re looking for a candidate to this position in an exciting company.
Work with Business managers in Singapore and across the regional markets to support business decisions/growth through customer segmentation, acquisition targeting and customer profitability analysis
Work with the regional teams to drive initiatives across the customer lifecycle from acquisition, activation, relationship management, cross selling and retention.
Optimize underwriting of risk policies for acquisition and portfolio management activities and ensure risk/return profile is optimized and within the banks risk appetite.
Utilize the use of scorecard and Basel II models in customer acquisition, portfolio management, collections and other areas of the credit cycle. Liaise with business managers, credit approval, collections and other stakeholders to share and obtain feedback on model performance and perform score cutoff studies to optimize.
Generate, automate, analyze and monitor portfolio risk reports, monthly review reports, and scorecard performance report. Provide regular and adhoc credit risk analysis and advisory to business managers, senior management, regulators and key stakeholders.
Undergraduate degree in a quantitative programme, such as Statistics, Mathematics, Operations Research, Finance and Economics degree with quantitative focus. MBA / post graduate degree is an added advantage
8-10 years of experience in credit risk management/decision science in a retail banking environment. Experience in unsecured business area and Machine Learning is highly desired
Strong computing skills: Python, R, SAS – Programming, Enterprise Guide, Enterprise Miner; SQL and database familiarity.
Team player who can work well with cross functional teams, good communication skills (verbal and written) and self-motivated. Ability to collaborate with other business partners and stakeholders to address key business challenges and opportunities
Self starter, flexible with a proven ability to work well in teams, as well as being able to function with minimal supervision. Proven track record in driving business performance