Manager, assess & approve credit propositions, reviews and transactions in order to support OCBC Bank’s trading/treasury operations. The credit portfolio will consist primarily of regional and global corporations in diversified industries.
Provide credit risk management perspectives to BU’s objectives/goal-setting process to ensure alignment with the Bank’s credit strategy.
Ensure that new transactions and credit renewals meet OCBC’s risk acceptance criteria, credit policies and procedures and regulatory requirements.
Jointly with the Relationship Managers (including credit analysts), ensure that risk grades are up to date and accurately reflect the risk level of the obligor/facility.
Co-ordinate the submission of accurate and timely credit reviews.
Act as liaison between the Senior Credit Officer of FICRM and the RMs on credit-related matters and provide clarifications, if required, to the Senior Credit Officer on credit proposals.
Recommend changes to risk acceptance criteria, if necessary.
Participate in marketing calls, when necessary, with the RMs/Division Head.
Establish, in conjunction with the RMs, a process to monitor the credit risk of outstanding limits and exposure, and review the process from time to time.
Be well versed with the Bank’s credit policies and procedures and recommend credit policy changes, as required.
8 to 10 years of relevant credit experience
Excellent written and interpersonal communication skills
Strong knowledge and experience in credit analysis
Strong knowledge in Treasury Products & Trade Finance
Ability to lead a team and provide guidance to team members