OCBC Bank is the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. It is now the second largest financial services group in Southeast Asia by assets and one of the world’s most highly-rated banks, with an Aa1 rating from Moody’s. Recognised for its financial strength and stability, OCBC Bank is consistently ranked among the World’s Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker.
Division Description Group Risk Management (GRM) is an independent function responsible for ensuring that risk management practices at OCBC Bank are effective and comprehensive. GRM builds and drives the Bank’s businesses through an integrated risk management approach relying on strong risk analytics to support strategic business decision-making and to create a competitive edge for the Group.
Review and approval of consumer credit loan products, mainly on mortgage and auto loans.
Ensure loans are approved with independent due diligence, adhering to regulatory and credit guidelines
Work closely with stakeholders to improve end-to-end processes to achieve faster turnaround and increase efficiency
Engage stakeholders to drive policy changes to support business growth and provide recommendations on credit policies to ensure the key risks and controls are adequately addressed
Qualifications The ideal Candidate will meet the following requirements:
At least 5-7 years of relevant experience in consumer credit risk and/or exposure to wealth management products
Experience in portfolio management and data analytics will be an advantage
Sound knowledge on consumer lending and credit documentation
Possess good communication and writing skills
Proficient in Microsoft Excel, Microsoft Access and Microsoft Powerpoint
At OCBC, we recognise your drive, passion and talent. We will bring out the best in you and empower you to excel. Fulfil your life goals and career ambitions with us.
*We regret that only shortlisted Candidates will be notified.